It’s essential that all residents, no matter the income or situation, have access to programs and financial assistance in order to repair, maintain, or make necessary modifications to their home. Luckily, there are multiple programs and grants in place to help.

See below for useful information on how to get help with home repairs by utilizing these programs and options available to you.

When a class action lawsuit settles, people who could collect part of the settlement may receive a letter in the mail or an e-mail that contains instructions on how to claim their money or refunds. In some cases, however, attorneys working on the case have no way of gathering the contact information of people who could claim part of a final settlement.

When there is money left over that has not been claimed in the settlement, one of the options is that it is referred back to the company that was sued.

So how do you know what class action lawsuits are going on and if you may be eligible to be involved? Websites such as classaction.org have lists and links to many of the current suits that you can check out and see if you may be entitled to a portion of the settlement. Part of being a responsible consumer is staying informed. Here are some of the more well-known suits to keep an eye on now:

This type of loan is given in conjunction with a private lender and can be used to finance large and small improvements for those who qualify. The improvement loan does not have to be for a structure that is residentially occupied but must be used in order to substantially improve the condition and/or livability of the property.

This program is available to FHA home buyers in order to improve, repair, or upgrade their home; up to $35,000 can be financed. All repairs and improvements must first be inspected and approved by a certified home inspector and/or an FHA home appraiser.

This program is different than other programs available in that it can be financed along with a new mortgage in order to facilitate the rehabilitation of a new home purchase. It can also be combined with the current mortgage of a home already purchased in order to secure necessary rehabilitation to the home.

Stipulations of the loan state:

The home must be at least 1 year old.

Repairs must exceed $5,000

The total value of the home must fall within FHA limitations in the area

Repairs are required to meet energy efficiency and structural standards in accordance with HUD guidelines.

Area Agency on Aging

This establishment is focused on helping seniors age and continue to reside within their homes. In order to accomplish this, this program often will offer assistance to qualified seniors in order to make necessary modifications and/or repairs to their home so that they can continue to safely live there.

This establishment is focused on helping seniors age and continue to reside within their homes. In order to accomplish this, this program often will offer assistance to qualified seniors in order to make necessary modifications and/or repairs to their home so that they can continue to safely live there.

This is a non-profit organization that, together with volunteers and skilled tradesmen, helps those in need by providing critical repair services to homes for families and individuals in need – up to 10,000 each year.

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